Waiting for Employee Enrollment

California law establishes CalSavers as an automatic enrollment program. Once you add your employee roster, CalSavers contacts your eligible employees directly within a 30-day window to explain the program and how to opt out. Employees who take no action are enrolled at the standard contribution rate.

Employers are required by law to provide basic information for all eligible employees. The program's administrator and recordkeeper is the only party with access to employee personal data and maintains strict privacy and security standards to protect it.

Employees can opt out directly with CalSavers by calling (855) 650-6918, visiting calsavers.com, or mailing in a paper form. Employees must contact the program directly — not through their employer — to opt out.

All employees of a participating employer are eligible once they are at least 18 years old and have employee status under California law. There is no minimum on hours worked or length of employment.

Employers must remain neutral when discussing the program. CalSavers provides a communication template at registration that you can use to notify employees. For questions, employees should contact CalSavers directly at calsavers.com, (855) 650-6918, or clientservices@calsavers.com.

Employers do not provide financial advice, and employees should not rely on their employer for it. Refer any questions about the program directly to CalSavers.