Step 1:
To get started, you will need the following information:
Learn more about eligibility and exemption.
Step 2:
You will have 30 days to add employees who meet the following criteria to the employer portal:
Learn more about adding employee information.
Employer Resources:
Learn how Payroll Integration can automate this step.
Employee Resources:
Read more on waiting for employee enrollment.
Step 3:
Once the 30-day decision period has ended, log in to your employer portal to begin submitting contributions.
If your payroll is connected:
Follow the steps provided on the Payroll Integration page.
If you are administering CalSavers directly:
Ongoing:
On an ongoing basis, you are required to keep your account up to date by:
If you work with a payroll provider, you may be able to set up payroll integration for a more hands-off way to manage CalSavers. Learn More
Automated Payroll Deductions
Contributions are processed automatically through payroll.
Less Manual Work
No spreadsheets, uploads, or repeated updates.
Scales with Your Business
Employee changes sync automatically without extra effort.
We're here to help every step of the way. Employers have access to chat support, employer resources, video tutorials, and our experienced Client Services team to answer questions about the program. We also offer live instructional webinars to guide employers through the registration process, as well as educational webinars for employees to learn about CalSavers.
CalSavvy Chat Support
Get answers to questions about CalSavers, from registration to administration.
Virtual or In-Person Meetings with a Representative
Set up a virtual meeting in various languages or a one-on-one with a local representative. Get Started
Program Resources for Employers
Explore guides and resources to help you successfully administer CalSavers.
Employer guide to running CalSavers.
Employer Overview
This printable reference outlines the program, benefits for employees, and registration timelines.
Program Disclosure Booklet
The Program Disclosure Booklet describes the Program, including important information about the investments, fees, risks and features associated with the Program.
Saver Overview Brochure
This brochure provides an overview about the program and the standard saving choices.
Employee Information Packet
The Employee Information Packet (EIP) summarizes program information for participants.
Communication to Your Employees
Use this template communication to inform your employees that your company is running CalSavers.
Employers play an important role in helping workers save for retirement. While CalSavers was created to support employees, it is also designed to be as easy as possible for all employers.
Employers serve a limited role: run the program by adding and maintaining their employee roster and submitting contributions via simple payroll deduction.
There are no employer fees and employers do not make contributions to employee accounts.
You have access to templates, resources, and one-on-one support to help you manage your role so that you can focus on running your business.
THE CALSAVERS RETIREMENT SAVINGS TRUST ACT
CalSavers was established in state law to address the growing retirement savings gap that will occur for many residents in the future.
