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COVID-19 Message: We are here for you.

The registration deadline for employers with more than 100 employees has been moved to September 30, 2020. We are here to support you throughout this difficult time. To learn how we are responding to the COVID-19 pandemic, read our message to savers and employers.

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Begin registration or exemption
CalSavers is open for all eligible employers.

Enter your information to begin your CalSavers registration or indicate you are exempt if you already offer a retirement plan.

Help your employees save for retirement

CalSavers Retirement Savings Program was designed to give employers an easy way to help their employees save for retirement, with no employer fees, no fiduciary responsibility, and minimal ongoing responsibilities.

Employers with at least five employees who don’t already offer a workplace retirement plan can register for CalSavers today. Employers must complete registration before their required deadline. 

What you need to know
  • Registering your business takes just a few minutes.
  • Employers serve a limited role: facilitate the program by adding employees and submit participating employees' contributions via simple payroll deduction.
  • There are no fees for employers.
  • We provide you with tips, templates, and support so that you can focus on running your business.
  • Employers cannot make contributions to employee accounts.
What your employees need to know
  • Their CalSavers account is a Roth IRA (after tax).
  • The default savings rate is 5% of gross pay, and they can change their rate at any time.
  • They will be auto-enrolled after 30 days if they do not opt out and will begin saving through payroll contribution.
  • They can opt out and back in at any time.
  • Their account is portable. It stays with them even if they leave your workplace.

Employer role

Because we appreciate what it takes to run a business, we keep CalSavers as easy as possible for you.

Learn more about your role

Registration

Eligible employers with any size business can register now. As your deadline approaches, we’ll send a reminder to take action.

Account Setup

When you register, you’ll submit a list of eligible employees.

Account Management

After your account is set up, you’ll move into maintenance mode – submitting contributions and updating your employee list.

Employer registration is open - Register Today!

State law requires that California employers who don’t already offer an employer-sponsored retirement plan and who have five or more employees, either sponsor a retirement plan or participate in CalSavers. The three-year phased rollout includes staggered deadlines for registration based on employer size. All eligible employers are encouraged to join at any time prior to their registration deadline or register their exemption.

More than 100 employees

September 30, 2020

Extended from June 30, 2020

More than 50 employees

June 30, 2021

5 or more employees

June 30, 2022

Ready to get started?

Register

Need an access code?

Request Access Code

Already offer a plan?

Indicate Exemption

Need help?

Contact Us