Begin registration or exemption
CalSavers is open for all eligible employers.
Enter your information to begin your CalSavers registration or indicate you are exempt if you already offer a retirement plan.
Help your employees save for retirement
CalSavers Retirement Savings Program was designed to give employers an easy way to help their employees save for retirement, with no employer fees, no fiduciary responsibility, and minimal ongoing responsibilities.
Employers with at least five employees who don’t already offer a workplace retirement plan can register for CalSavers today. Employers must complete registration before their required deadline.
What you need to know
- Registering your business takes just a few minutes.
- Employers serve a limited role: facilitate the program by adding employees and submit participating employees' contributions via simple payroll deduction.
- There are no fees for employers.
- We provide you with tips, templates, and support so that you can focus on running your business.
- Employers cannot make contributions to employee accounts.
What your employees need to know
- Their CalSavers account is a Roth IRA (after tax).
- The default savings rate is 5% of gross pay, and they can change their rate at any time.
- They will be auto-enrolled after 30 days if they do not opt out and will begin saving through payroll contribution.
- They can opt out and back in at any time.
- Their account is portable. It stays with them even if they leave your workplace.
Employer role
Because we appreciate what it takes to run a business, we keep CalSavers as easy as possible for you.
Registration
Eligible employers with any size business can register now. As your deadline approaches, we’ll send a reminder to take action.
Account Setup
When you register, you’ll submit a list of eligible employees.
Account Management
After your account is set up, you’ll move into maintenance mode – submitting contributions and updating your employee list.
Employer registration is open - Register Today!
State law requires that California employers who don’t already offer an employer-sponsored retirement plan and who have five or more employees, either sponsor a retirement plan or participate in CalSavers. The three-year phased rollout includes staggered deadlines for registration based on employer size. All eligible employers are encouraged to join at any time prior to their registration deadline or register their exemption.
Ready to get started?
RegisterNeed an access code?
Request Access CodeAlready offer a plan?
Indicate ExemptionNeed help?
Contact Us